Melvin FooJB Property Consultant
中文

Privacy & Disclaimer

Last updated: August 2026

What information we collect

When you use the Loan & DSR Calculator and select “What can I buy with this budget?”, we collect the name and WhatsApp number you provide, together with the following non-sensitive supporting information:

  • Your estimated property budget (a rounded figure, e.g. “RM 850,000” — not the raw income or debt numbers you entered)
  • Your buyer type category (Malaysian / Malaysian + SG PR / Singaporean), used to recommend properties suited to your status
  • Traffic attribution (e.g. which ad/social link or page you arrived from), used to understand which of Melvin's content is effective — no additional personal data beyond this

We do not collect or store the monthly income, other income, credit card balances, car/housing/personal loan instalments, or any other raw financial figures you enter into the Calculator — those numbers are calculated only in your browser and are never uploaded, stored, or sent to our servers, Analytics, or Meta Pixel.

Why we collect this information

This information is used only to: recommend properties that match your estimated budget and buyer type, let Melvin follow up with you via WhatsApp, and understand which content/channels effectively help customers like you. It is never used for any other purpose, sold, or shared with unrelated third parties.

Analytics & Tracking

This site uses Google Analytics 4 and Meta Pixel to understand how visitors use the site and help us improve content and experience. These tools only record anonymous browsing behaviour (e.g. page views, button clicks) and never record any financial values you enter into the Calculator.

Contact

If you have any questions about how your information is used, feel free to WhatsApp Melvin Foo directly.